First Security Benefit Life Insurance and Annuity Company of New York (“FSBL” or the “Company”) Privacy Policy

The privacy of FSBL’s customers is of utmost importance to us. You provide nonpublic personal information (“NPI”) to us in the course of doing business. We treat this information as confidential and restrict access to it.

We collect NPI about you from: (1) your requests for literature; (2) your applications and forms; (3) your financial advisor; and (4) your transactions with us. We do not sell information about current or former customers. We disclose information among our affiliates and to third parties as needed to process transactions or service your account.

For example, we may contract with third parties to send you statements. Also, we disclose information as required or permitted by law. We also may disclose information to companies: (1) that help us sell our products; and (2) with whom we jointly offer products. When we contract with others, we will require them to adhere to our privacy standards.

At FSBL, we restrict access to your NPI. Such information is given only to those who need it to provide products or services to you. We also maintain: (1) physical; (2); electronic; and (3) procedural safeguards to guard your NPI.

Website Privacy Policy

Effective May 1, 2008

We also collect personally identifiable information through your transactions on our website, should you choose to contact us via the web. Such information may include your name, your address, your date of birth, and your social security number. Through your secure account access via our web site, we do allow you to change your address of record on the accounts that you maintain with us.

Changes to this privacy policy will be posted to the Company’s website in accordance with the effective date of such changes.

This Privacy Policy applies to FSBL, Security Distributors and their affiliates.